Wulansari, D.M., Heriyadi, H., Wendy, W., Giriati, G. and Syahbandi, S. 2023. The effect of income and financial literacy on personal financial behavior: Testing the mediated effect of financial self-efficacy. Enrichment : Journal of Management. 13, 5 (Dec. 2023), 2864-2874. DOI:https://doi.org/10.35335/enrichment.v13i5.1692.